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If you have arrived here by the help of search engine, we pre assume that you are seeking some home loans to purchase a home or on the look out for some information related to Home loans or Home Loan Types or you must read some Home Loan Articles. Hereby, we present to you the home loan documents checklist that you need to ensure is with you, before you apply for a home loan. A basic checklist for home buyers like proper and clear title and correct proposition will help you make a safe and informed purchase. There are other home loan tools like calculators suitably devised to assist you.
Confirmation of Income
If you are a salaried person, please provide two recent consecutive pay slips or a copy of your employment contract or a letter from your employer.If you are self-employed, please provide copies of your last two Financial Accounts as prepared by your accountant. Appointment LetterSalary CertificateRetainer ship Agreement, if appointed as a consultantFORM 16 issued by the employer in your name.Last three years income tax returns duly filed and certified by the Income Tax AuthoritiesSimilar Document -separately for each co-applicant.
Employment Proof
Identity card issued by your employerVisiting card
Age Proof
PassportVoter's ID cardPAN cardRation cardEmployer's Identity cardSchool leaving certificateBirth certificate
Residence Proof
Ration cardPassportPAN cardRent agreement, if you are staying currently on rentBank Pass bookAllotment letter from your company if you are residing in company quarters.
Name Change Proof (If Applicable)
A copy of the official gazette b. A copy of a newspaper advertisement publicizing the name change c. Marriage certificate
Investment Proof (If Applicable)
Bank statement for the last six months of all operating and salary accounts Bank statements for the last six months of all current accounts, if self-employed. Any other photocopies of investments held, if required by the Bank